These Terms and Conditions ("Agreement") establish the legal framework governing the relationship between Panther Capitals ("the Company") and the Client. By opening a trading account or using any service provided through panthercapitals.com, you confirm that you have read, understood, and accepted these Terms in full. All trading activity, deposits, and withdrawals are governed by this Agreement, the Risk Disclosure Statement, and applicable regulations of Saint Lucia.

Clients must provide accurate, complete, and up-to-date personal and financial information during account registration. The Company reserves the right to verify all submitted information, request additional supporting documents at any time, and reject or permanently close accounts that fail to meet compliance or eligibility requirements. Providing false information may result in immediate account termination.

Panther Capitals offers online trading in foreign exchange (Forex), commodities, indices, metals, and Contracts for Difference (CFDs) through its electronic trading platforms. The Company acts as counterparty to all client trades and provides execution-only services. No investment advice, portfolio management, or financial planning services are provided unless explicitly agreed upon in a separate written agreement.

All transactions are executed on an over-the-counter (OTC) basis. Prices displayed on the platform are indicative and subject to change without notice. The Company reserves the right to reject, modify, suspend, or cancel any order suspected of manipulation, arbitrage abuse, system exploitation, or any other non-compliant trading behavior. Execution is subject to market conditions and available liquidity at the time of order placement.

Trading on leverage involves a high level of risk. Clients must maintain required margin levels at all times. If a client's margin level falls below the maintenance threshold, the Company may, at its sole discretion, close open positions without prior notice to the client. Leverage ratios may be adjusted during periods of high market volatility, low liquidity, or in response to regulatory guidance.

Stop-loss and limit orders are not guaranteed and may be subject to market gapping or slippage, particularly during periods of extreme market volatility or low liquidity. Panther Capitals does not guarantee execution at the exact requested price level due to such conditions or technical system limitations. Clients accept these risks when placing conditional orders.

Clients must maintain sufficient cleared funds in their trading accounts to support open positions and cover applicable fees. The Company may offset or consolidate account balances to recover any outstanding obligations owed by the client. Unrealized profits are not available for withdrawal until trades are closed and profits are confirmed as realized and cleared.

The Client agrees to pay all applicable trading costs, including spreads, overnight swap fees, commissions, and administration charges as published on the Panther Capitals website. The Company reserves the right to amend its fee schedule with reasonable notice. Continued use of the platform following any fee update constitutes acceptance of the revised charges.

Clients may deposit and withdraw funds only via payment methods approved and listed on the Panther Capitals platform. Withdrawals will be processed to the same funding source used for the original deposit. Refunds are only applicable where no trading activity has taken place on the account. The Company bears no responsibility for delays caused by third-party financial intermediaries or payment processors.

Client funds are held in segregated bank accounts, separate from the Company's own operational funds. No interest is accrued or paid on account balances. While the Company takes all reasonable steps to protect client funds, it shall not be liable for losses resulting from the failure of any financial institution holding client money.

Panther Capitals maintains internal policies designed to identify, manage, and mitigate conflicts of interest. All personnel are trained to ensure the fair and equitable treatment of clients. Information barriers are in place to prevent the misuse of confidential client data and to ensure that business decisions are made in clients' best interests.

The Company fully complies with international Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations. All clients must provide valid government-issued identification and proof of residential address as part of the Know Your Customer (KYC) process. All transactions are monitored, and any suspicious activity may be reported to the relevant regulatory authorities in Saint Lucia without prior notification to the client.

Any bonuses, promotional credits, or trading incentives offered by Panther Capitals are subject to specific terms and conditions published on the Company's website. The Company reserves the right to cancel, reverse, or withhold bonuses or profits arising from abuse, circumvention, or breach of applicable bonus terms and conditions.

Swap-free Islamic Accounts are available for clients who observe the Islamic faith and formally request this account type. The Company reserves the right to revoke swap-free status where misuse is detected or where trading patterns suggest the account is being used inconsistently with its intended purpose.

Trading in leveraged financial products, including CFDs and Forex, involves significant risk and may result in losses exceeding your initial deposit. These products may not be appropriate for all investors. It is the sole responsibility of each client to fully understand the risks involved before commencing any trading activity. Panther Capitals strongly recommends seeking independent financial advice if in doubt.

Panther Capitals is not responsible for delays, interruptions, communication failures, or any other disruptions affecting trading execution that arise from circumstances beyond the Company's control. Clients assume all risks associated with system downtime, latency, internet connectivity issues, or hardware failures on their end.

The Company shall not be held liable for any failure or delay in performing its obligations under this Agreement due to events beyond its reasonable control, including but not limited to market suspension, acts of God, natural disasters, pandemics, cyber-attacks, power outages, or actions by government or regulatory authorities.

Panther Capitals collects and processes personal data in accordance with applicable data protection laws, including the EU General Data Protection Regulation (GDPR) where applicable. Personal information will not be shared with unauthorized third parties. Data may be disclosed to regulatory authorities or law enforcement agencies where required by law. Clients may request access to their personal data by contacting support@panthercapitals.com.

Clients who wish to raise a formal complaint may do so by contacting support@panthercapitals.com. The Company will acknowledge and investigate all complaints promptly and respond within a reasonable timeframe. If a complaint cannot be resolved to the client's satisfaction, it may be escalated to the Financial Services Regulatory Authority of Saint Lucia. Any compensation shall be governed by applicable laws and regulations.

The Company shall not be liable for any indirect, incidental, special, or consequential losses arising from trading activities conducted on its platforms, including but not limited to loss of anticipated profits, loss of data, or reputational damage. The Company's total liability to any client shall in no event exceed the value of that client's trading account balance at the time the claim arises.

Either party may terminate this Agreement by providing written notice to the other party. Panther Capitals may close a client account immediately and without prior notice in cases of regulatory breach, suspected fraud, abusive trading behavior, or prolonged account inactivity. Upon termination, any remaining client funds will be returned after all outstanding liabilities, fees, and charges have been settled.

Panther Capitals reserves the right to amend, update, or revise these Terms and Conditions at any time without prior notice. All amendments will be published on the Company's website at panthercapitals.com and shall become effective immediately upon publication. Continued use of the platform following any such amendment constitutes the client's acceptance of the revised Terms.

This Agreement shall be governed by and construed in accordance with the laws of Saint Lucia. Any disputes, claims, or controversies arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of Saint Lucia. By agreeing to these Terms, the client waives any objection to such jurisdiction.